...Fast forward 18 months on, with my ex defaulting on the mortgage and the house to be repossessed, I made the difficult decision to declare myself bankrupt. I can only say, what an intense relief it was. I was able to draw a line under a mess that could never be resolved without the cooperation of my ex. I made sure that no private creditors were owed money and, while bankruptcy is nothing to be proud of, I am proud of how I handled it with my clients and customers.
The contract on the franchise business that I was running, my main source of income, was immediately terminated. It removed my income but it was also a turning point. It forced me to make a decision. I chose to focus on doing something I loved – my holistic therapy and NLP training.
I got a part time job in a pub, looked after dogs and basically did anything I could do, to get money in, so I could focus on my business.
I read a lot of books and websites, listened to lectures and attended courses. I learned what worked, I learned what didn't work and what I learned that worked, I put into practice. At times it’s been very challenging and I could easily have become distracted in the ‘poor me’, but what keeps me focused is really identifying a goal which is important to me. I use my skills that I have learned through my work, understanding how the mind works, to help me as well.
I started to apply the skills and knowledge from my work and things that I had learned over the years, and over time have started to turn things round.
Four years on my life is very different, I now have a pension (albeit a small one!), and ISA and a very clear focus. I’m running my own business and loving what I’m doing. I know it’s only me that blocks myself and I am continually looking at where my beliefs can make life difficult for myself and working on them!